Ohio Home Buyers: Pay Close Attention! In Today's Market, Pre-approval Could Save You Thousands!
Getting Pre-approved Before Looking For Your New Home Could Save You Thousands Of Dollars!
Pre-approval Is Your Key To A Great Deal!
Pre-approval means getting approved for your mortgage ahead of time.
Pre-approval allows you to get approved for the maximum loan amount possible so you know exactly how much home you can afford.
Through our pre-approval process, you could get into your dream home with as little as a 3% down payment! That's the lowest down payment percentage in the industry!
Once you have found your dream home, all you need is an appraisal and you can close on your home in as little as one week
This gives you the negotiating power of a cash buyer, which could SAVE YOU THOUSANDS of dollars off the price of your dream home!
Pre-approval Gives You An Unbelievable Bargaining Advantage!
You and another buyer both put offers on the same home at the same time but your offer is for $2,200 less. The other buyer didn't get pre-approved, this means if the seller accepts their offer, they must take their home off the market for a month or more while the buyers go through the entire mortgage process from start to finish. If they don't get approved, then the sellers have to start all over by putting their home back on the market again and hope for another buyer. They will take your offer even though it is lower because pre-approved buyers have the negotiatign power of cash buyers!
Why Is Pre-approval So Important?
After you are pre-approved:
Your Realtor will work extra hard for you, concentrating all their efforts on finding your dream home since he knows you're already approved for a loan. The only thing standing between him and a sale is that he needs to find your home. Pretty strong incentive right?
Our pre-approval certificate is like cash in your hand... once you're pre-approved, we give you a certficate of approval and send a letter to your Realtor of choice explaining all of the details of your pre-approval getting them working fast for you! But best of all, when a seller knows that you have this certificate, they know any offer you make is as good as cash!
You don't have to worry about any embarrassing suprises after you've already made an offer. If you have any credit blemishes or another unique situation, we have time to take care of them before you enter into contract and start making moving plans. This gives you tremendous peace of mind, and besides, you need to do this before buying a home anyway!
Building your new home? No Problem...
if you are building a new home, builders will require you to be pre-approved before they start anyways, we make it easy!
Most people believe that a bird in the hand is worth two in the bush and would rather have your guaranteed offer of $2,200 less with a quick, smooth cash-like closing. You just saved $2,200! Even better, today's market is filled with great deals on new homes. Imagine how much more negotiating power you would have on a distressed property where the sellers NEED cash fast, or on a foreclosed or repossessed property.
But The Savings Don't Stop There!
Along with your pre-approval, we'll give you a $100 gas card at closing just for getting pre-approved with us.
We run our pre-approvals through an automated system which means that you can be pre-approved often within 1 hour or less!
Ready To Get Pre-approved?
Get started by filling out the short form below
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